Zvikwereti zvekwereti yemakadhi pasi rose inishuwarenzi yekufamba

Visa uye Mastercard travel inshuwarisi

Iko kadhi rako rechikwereti rinopa hupenyu hwehutano? Paunenge uchienda kune dzimwe nyika, uye kuverenga paVisa kana Mastercard kwaisanganisira inshuwarisi yekufamba, iva nechokwadi chokuti unonzwisisa mirefu emishuwarenzi kubva kumakadhi ebhangi. Zvingave zvakakosha kutora imwe nyika yakasiyana-siyana yehupenyu inshuwarisi.

Kune mhando mbiri dzinovimbisa: inshuwarheni yekuvhara (kufa / kusabatwa, mutoro, kubviswa, kunonoka, mutoro wehurumende) uye rubatsiro runotsigira (mishonga yekurapa kana pakaitika njodzi kana kurwara, kurapwa kwechiremba, kudzoka kwekare, nezvimwewo).

Ndiani akafukidzwa nekodhi kadhi yveshuwarisi

Zvikwereti zvakawanda zvemakadhi zvinovhara muchengeti wekadhi, mudzimai, mudzimai anogara pamwe chete kana mudzimai wemakadhi, vana vake vari pasi pemakore makumi maviri nemashanu vari vasina kuroorwa nevateresi, vanove kana vasingafambidzani nemakadhi, vazukuru vake vasati varoora vasati vava nemakore 25 uye mutero wake hunotenderera kune vakwegura, vachipa ivo vari kufamba nemakadhi.

Inguva yakareba sei iwe wakavharwa kunze kwenyika

Heano hove iyo inogona kuva dambudziko guru kune vafambi vakuru. Iyo inishuwarenzi inowanzove yakaitika mumwedzi mitatu yekutanga rwendo rwako neVisa, Visa Premier, Mastercard uye Gold Mastercard. Izvi zvinotanga kana iwe uri kupfuura makiromita zana kubva kumba kwako.

Nokuti rubatsiro rwunovimbisa, runogonawo kushanda chete kwemwedzi mitatu yekutanga yorwendo neVisa, Visa Premier, Mastercard uye Gold Mastercard, asi kutanga kunze kwenyika yekugara.

Nzira yekushandisa kadhi rechikwereti yeruzhinji

Kuti uite uye ushandise inshuwarisi yekudzivirira kubva kune yako kadhi rechikwereti, unofanira kunge wakabhadhara zvachose kana kuti chikamu rwendo uine kadhi rako rechikwereti. Izvi zvinoenderana nebhangi, uye inofanira kuongororwa. Izvo zvinogona kubhadharwa zvinotarisana nehuwandu rwendo rwakawanda.

Nokuda kwekuvimbiswa kwebatsiro kushandiswa, kupiwa kadhi rakakodzera kunogona kukwana. Zvakakosha kuti tibatane rubatsiro musati tamboita mari.

Chii chinonzi inshuwarisi yekufamba yakavhara

Nezvehutano hwemari, nemakadhi ekumhanya, kubhadharwa kunogona kunge kusina kukwana kune nyika dzine hutano hwepamusoro, dzakadai seNorth America, Asia kana South Africa, umo zuva rekuchengetwa kwepatara rinogona kusvika kusvika pa 7500 €.

Maximum reimbursement neVisa ne Mastercard iri nyore, inowanzosvika ku 11000 €.

Kubhadharwa kwakanyanya neVisa Premier uye Gold Mastercard kunogona kusvika kusvika 155000 €.

Pamusoro peiyo, chenjerera makadhi emakwereti achishandisa kubhadhara pamitero yose. Inowanzoitika kuti kuderedzwa kwe50 kusvika ku75 kunoshanda. Somuenzaniso, uchishandisa Mastercard, uchitaurirana nachiremba kuti uwane mari ye100 €, chete 25 € ichadzorerwa, sekuderedzwa kwe75 € kunoshandiswa kune imwe mari imwe chete.

Cancel chero chikonzero cheshuwarisi yekufamba

Kushandisa Visa uye Mastercard, kuchinja kana kuregwa kwewendo hazvifukidzwi zvachose.

Kana uri kushandisa Visa Premier kana Gold Mastercard, iwe unongoratidzwa chete pamusana pekufa kwemhuri yako, kukuvadza kwakanyanya kumba kwako kana kubviswa kwehupfumi. Mune zvimwe zviitiko zvose, inshuwarisi yekudzivisa haisi yakakodzera, uye hapana kuchinja kuchadzorerwa.

Kwemakadhi ose, kubviswa kwechigadziro chekuvhara mabhiriji 5000 € pagore uye nekadhi.

Travel baggage inshuwarisi

Apo mutoro wakarasika, wakakuvara kana wabbiwa, Visa ne Mastercard hazvivharidzi chero chinhu.

NeVisa Premier kana Gold Mastercard, iwe wakafukidzwa kubva pa800 kusvika ku850 € pamudziyo wekutakura zvakasara, zvakakuvadzwa kana kubiwa. Panogona kuve nekuderedzwa kwe € 70 kushandiswa pamusoro pehuwandu hwekukuvara. Inishuwarensi inoshanda chete kana mutoro uiswa pasi pebasa rekutakura vanhu.

Chikwereti chemhosva yehurumende

Visa uye Mastercard hazvikuvheneki nokuda kwebato revanhu paunofamba.

Vadhi Premier card inobatanidza chikwereti chako chemunhu kusvika 1525000 €.

A Goldcard Mastercard ichakufukidza nokuda kwebato revanhu kusvika 2000000 €.

Nei uchida inshuwarisi yekufamba

Ne inshuwarisi yepasi rose iwe unobatsirwa kubva kune huwandu hwakanaka hwehuwandu kupfuura iyo inopiwa nekadhi rechikwereti, uye inogona kugadziriswa kune zvaunoda chaizvo, zvakadai se:

• inshuwarisi kwemwedzi inopfuura 3, nokuda kwenguva yaunenge uchida,
• kuva nehutano hwehutano hwakanaka nehuwandu hwepamusoro hwekubhadhara mari, kusvika ku-€ € gore negore, uye zvishoma kana zvisingabhadharwi zvachose,
• nechirongwa chekudzivisa, iwe wakafukidzirwa nenhamba huru kwazvo yekuregererwa kwekufambisa uye chikwata chekuchengetedza chakakwirira kwazvo,
• nechitsiviso chemishuwarenzi yemutoro, iwe unobvumirwa kana utera, kurasikirwa kana kuparadzwa zvichiitika panguva yekudzoka kana panguva yekugara,
• nechitsidzo chekuchengetedzwa kwehurumende, iwe unobhadhara nekuda kwekukuvadza kune vamwe.

Cheapest insurance travel insurance for Schengen visa

Uine inshuwarisi yakadai seAllianzTravel, inshuwarisi yekufambisa yeSchengen visa inotanga pa15 € kwemazuva maviri kuenda kune imwe nyika yeSchengen, uye inokwira kusvika ku 90 € kwendo rwemwedzi mitatu, iyo inowanzowedzera nguva yakareba yakabvumirwa rwendo muSchengen nzvimbo.

Inishuwarenzi yepasi pose inofananidzwa

Tichitsvaga inshuwarisi yepasi pose yekufambisa, somuenzaniso wegore rimwe chete rwendo rwekurwendo rwepasi, takawana pasi rose inshuwarisi yekufambisa pasi kwete pasi pe 750 € neAlili Travel.

Nokudaro, inishuwarenzi yepasi pose inofanirwa kufamba inofanirwa kutaridzirwa painenge 750 € neAllianzTravel, asi iyo inogona kuenda nyore kusvika ku € 1000 uye nezvimwe nezvimwe zvikwereti zvakadai seWorldNomads.

Iyo inshuwarisi yekufamba

Pashure pokunge watarisa mutungamiri uyu, ungangodaro unofanirwa kuti inshuwarisi yekufamba inotora chii.

Nzira yakanakisisa yekugadzirisa ndeyekutarisa webhutaneti yekadhi yako yekwereti, uye iva nechokwadi chokuti inshuwarisi yekufambisa uye rubatsiro rwavanokupa yakakwirira zvakakwana uye ichafukidza rwendo rwako rwendo.

Kana zvisina kudaro, unoda kutora inshuwarisi inotanga munyika yako. Edza kushamisika kweAllianzTravel inshuwarheni kana iripo munyika yako.

Mibvunzo Inowanzo Bvunzwa

Ndezvipi zvakaitwa zvinogumira zveInternet Inishuwarenzi yekufamba kwenyika dzinopihwa nemakadhi echikwereti, uye vafambi vanogona sei kuwedzera aya marongero aya?

Kugumira kunogona kusanganisira kufukidzwa kweCAPS, kusarudzika kwemamwe mabasa, uye kwenguva pfupi yekuvhara nguva. Vafambi vanogona kuwedzerwa aya marongero ane gadziriso yekufambisa inishuwarenzi iyo inovhara mamiriro akawandisa uye anopa miganhu yakakwirira yekuvhara.